The much-anticipated reward program is finally here, and 20 lucky winners will be awarded N100,000 every month. This program is designed to reward users who engage with the platform; hence it focuses on consistency over one-off participation. To ensure transparency we designed a point-based system ensuring that each participant has an equal opportunity to earn rewards. We also put together general program rules that should be adhered to by interested participants. Failure to adhere to these rules will lead to automatic disqualification.
Below is a breakdown of how the program works, how points are earned and the rules that keep the system transparent and abuse-free
A POINT-BASED SYSTEM BUILT FOR FAIRNESS
The Payora reward program operates on a point-based model and not an amount-based one. This means that transaction size does not increase the number of points earned. Each action has a fixed-point value ensuring that all users are rewarded equally for the same activity.
Points are awarded only for successful transactions and are tracked monthly. At the start of a new month, all points reset, and a fresh leaderboard begins. Winners of cash prizes are determined from these monthly leaderboards, reinforcing the importance of consistent participation rather than a one-time activity.
It is important to note that certain transactions earn points while others earn zero points altogether. The system is designed to prevent farming, abuse or artificial activity. Also, multiple transactions of the same type may be limited by daily caps.
TRANSACTIONS THAT EARN POINTS
Participants of the Payora Reward Program earn points by completing specific eligible transactions on the platform. These transactions include virtual card funding, gift card purchases, crypto transactions and store orders which have the highest points.
Other qualifying transactions include cable subscriptions, data purchases, result checker purchases, data pin purchases, airtime purchases and airtime-to-cash transactions.
Only completed and successful transactions earn points. Failed, reversed or refunded transactions are automatically excluded from the reward system. Here is a breakdown of transactions that earn points:
- Virtual Card Funding – 10 Points
- Gift Card Transactions – 10 Points
- Crypto Transactions – 10 Points
- Store Orders (where available) – 10 Points
- Cable TV Payments – 6 Points
- Data Purchases – 5 Points (Capped at 4 times per day)
- Data Pin Purchases – 5 Points (Capped at once per day)
- Result Checker Purchases – 5 Points (Capped at twice per day)
- Airtime-to-Cash Transactions – 5 Points (Capped at once per day)
- Electricity Bill Payments – 4 Points.
- Airtime Purchases – 4 Points (Capped at 4 times per day)
TRANSACTIONS THAT DO NOT EARN POINTS
Not all transactions on the platform are rewarded with points. The following transactions earn zero points and as such do not count toward monthly rankings:
- Betting-related transactions – 0 Points
- Wallet Transfers– 0 Points
- Withdrawals – 0 Points
- Bulk SMS Transactions – 0 Points
HOW REFERRALS QUALIFY FOR REWARDS
Referral points are not instant and follow a strict qualification process to ensure authenticity. To qualify for a referral, the referred user must be invited and complete their first successful debit transactions. The said transaction must be a point-earning transaction and only the first successful debit transaction qualifies a referral.
Once a referral meets the above requirements, it is permanently marked as completed and cannot be re-qualified by future transactions.
ANTI-ABUSE AND FAIR PLAY RULES
- Daily caps exist to avoid repeated farming of points by the same action.
- When a daily cap is reached, additional transactions earn no extra points.
- Failed, reversed or refunded transactions do not earn points.
- Each user is limited to a single account, and multiple accounts may be disqualified.
- Automated, scripted, or suspicious activity may result in point removal.
- Payora reserves the right to review and validate reward activity before cash prizes are paid out.
CONCLUSION
The Payora Reward Program is a loyalty program designed to reward real-time engagement, not spending volume or shortcuts. The program is designed to be transparent and fair, hence the point system.
Every point earned reflects real usage and daily caps are introduced to prohibit farming of points by the same action. As each new month offers fresh opportunities for users to compete and win, participants are therefore urged to adhere to the guidelines to avoid disqualification.
