Mobile data is one of the most essential things we buy daily in Nigeria. Whether it’s for work, school, or entertainment, staying online is non-negotiable. But when it comes to buying data, many Nigerians wonder: should I buy a data bundle directly, or should I go for a data pin?
Both options give you internet access, but they work differently. In this article, we’ll break down what data pins and data bundles are, their pros and cons, and which one actually gives you better value in 2025.
What is a Data Pin?
A data pin is a unique code (like a recharge pin) that you buy from a vendor or platform like Payora. Once you load the PIN on your phone, you get a specific amount of data.
For example:
- On Payora, you can get MTN 3GB data pin for ₦1,400 (valid for 30 days).
- You receive a PIN after purchase, then dial the activation code to load it.
This is especially useful when you want to send data to someone else as a gift or don’t want to link your data purchase directly to your bank or SIM.
What is a Data Bundle?
A data bundle is when you buy internet directly from your network (MTN, Airtel, Glo, or 9mobile) using USSD, mobile apps, or platforms like Payora.
For example:
- Dialing *131# on MTN gives you bundle options like 1.5GB for ₦1,000 or 6GB for ₦1,500.
- On Payora, you can buy bundles instantly for yourself or others without needing a PIN.
Bundles are quick and straightforward, but prices may vary depending on the plan you choose.
Pros of Using Data Pins
- Can be bought in bulk and shared with others.
- No need for bank details - you just need the PIN.
- Makes gifting data easy.
- Sometimes cheaper than normal bundles (e.g., Payora’s MTN 3GB for ₦1,400).
Cons of Data Pins
- Currently limited mostly to MTN in Nigeria.
- If you lose the PIN, you lose the data.
- Not as flexible as bundles (you can’t choose daily, weekly, or night plans).
Pros of Data Bundles
- Available across all major networks (MTN, Airtel, Glo, 9mobile).
- Flexible plans (daily, weekly, monthly, social media packs, night plans, etc.).
- No risk of losing a PIN.
- Instant activation.
Cons of Data Bundles
- Sometimes more expensive compared to bulk data pin deals.
- Requires access to USSD, apps, or online payment.
- It can’t always be transferred easily to someone else.
Which Gives More Value?
The best option depends on your needs:
- If you want cheap bulk data for personal use, data pins are often the better deal (like Payora’s MTN 3GB for ₦1,400).
- If you prefer flexibility and variety, data bundles win since they offer different plans for different situations.
- For gifting friends or family, data pins are easier since you can simply buy a pin and send it to them.
Conclusion
Both data pins and bundles are useful, but in 2025, combining both is the smartest move. Use bundles for short-term flexibility, and grab data pins when you want bulk, cheap, and easy-to-share internet.
Platforms like Payora make both options available; you can instantly buy bundles for any network or purchase affordable MTN data pins that last a full month.
So, if you’ve been asking yourself which is better, the answer is simple: it depends on your budget and needs, but with Payora, you can enjoy the best of both worlds.


