Payora Developer API

Integrate our powerful financial services directly into your applications.

Powerful APIs for Your Business

Payora provides RESTful APIs that allow you to integrate our services into your applications. Our APIs are designed to be simple, reliable, and secure, making it easy to offer financial services to your customers.

Quick Start Example

// Example: Purchase a data bundle
const response = await fetch('https://api.payora.com/v1/data', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'Authorization': 'Bearer YOUR_API_KEY'
  },
  body: JSON.stringify({
    provider: 'mtn',
    phone: '08012345678',
    plan: 'data-1gb',
    reference: 'txn-123456789'
  })
});

const result = await response.json();
console.log(result);

Available API Services

Data Bundles

Purchase data bundles for all major telecom providers.

Endpoint: /v1/data

Airtime

Top up airtime for any network provider in real-time.

Endpoint: /v1/airtime

KYC Verification

Verify customer identities securely and efficiently.

Endpoint: /v1/kyc

Dollar Card

Create and manage virtual USD cards programmatically.

Endpoint: /v1/cards

Gift Cards

Buy and sell gift cards with automated verification.

Endpoint: /v1/giftcards

Recharge Card Printing

Generate and print recharge cards in bulk.

Endpoint: /v1/print/recharge

Data Card Printing

Generate and print data subscription cards.

Endpoint: /v1/print/data

Cable Subscriptions

Process cable TV subscription payments.

Endpoint: /v1/cable

Electricity Bills

Pay electricity bills across multiple providers.

Endpoint: /v1/electricity

Crypto Transactions

Seamless cryptocurrency payment integrations.

Endpoint: /v1/crypto

Getting Started

Request API Access

Fill out our simple request form to get started. We'll review your application and provide you with API credentials within 24-48 hours.

Access Request Form

Integrate Our API

Once approved, you'll receive comprehensive documentation and sample code to help you integrate our API into your application.

Test in Sandbox

Use our sandbox environment to test your integration thoroughly before going live.

Go Live

Once testing is complete, switch to production credentials and start processing real transactions.

Ready to Get Started?

Join hundreds of businesses already using Payora's API to power their financial services.

Request Access Now Contact Sales Team

Download the Payora App

Experience seamless transactions on the go. Top up your wallet, purchase data, pay bills, and trade gift cards - all from your smartphone.